Protect your ATM card to avoid skimming

By Uchechukwu Agbakwuru   1 month ago   275
Technology - Top Stories

What is skimming?

Skimming is an act of stealing information through the magnetic strip on the credit/ debit cards that are used in ATMs and merchant establishments. Fraudsters collect information from a credit/debit/ATM card by reading the magnetic strip at the back of the card. For doing this, they insert a small device in the card slot of ATM's or merchant payment terminals. This device scans the card details and stores its information. A tiny strategically positioned camera may also be used to capture the PIN. Skimming can occur in ATMs, restaurants, shops or other locations.

 

How to avoid skimming

Protect your PIN by standing close to the ATM or cover the key pad with your other hand when entering your PIN

If it appears to have anything stuck onto the card slot or key pad, do not use it. Cancel the transaction and walk away. Never try to remove suspicious devices

Be cautious if strangers offer to help you at an ATM, even if your card is stuck or you are having difficulties. Do not allow anyone to distract or help you

Check that other people in the queue are at reasonable distance away from you

Keep your PIN a secret. Never reveal it to anyone, even to someone who claims to be calling from your bank or a police officer

Regularly check your account balance and bank statements, and report any discrepancies to your bank immediately

Memorise your PIN never write it down or store it on your mobile phone.

Never use your date of birth as you ATM PIN

Be aware of your surroundings and people nearby

Monitor your account, statements and report suspicious transactions to the bank

Do not take help offered by strangers or allow anyone watch you enter your PIN

[NewsNaira]



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Me be guiding my Card details like no mans business 😂


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Okwara Gloria
1 month ago

Very useful information. Great job to the informat.


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Festus Ogunde
1 month ago

Protect your ATM card


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Protect your ATM card


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Hashim Habibu
1 month ago

Hide your ATM cards 


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Nusscy Mansur
1 month ago

This is an important issue


(Quote) (Likes: 1)
Emeka Okoro
1 month ago

Swears always on the look out !! 


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Olagoke Sunday
1 month ago

Protect your ATM card because of defrauding you.


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Francis Jokodola
1 month ago

thanks for this timely exposition


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Usman Muhammed
1 month ago

Good advice


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Serious one again


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Maybe guiding my card is good for me only


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Peter Frank
1 month ago

Great information

Thanks 🙏🙇🙏🙇


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Protect your ATM card likewise yourself 


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Na true talk be that wooo


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ATM card vvbnjk


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Onah Silas
1 month ago

No problems


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Amos Obinna
1 month ago

Security needs stepup


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Samuel Olubunmi
1 month ago

Dat advice was crucial thanks


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Dauda Samaila
1 month ago

Guard your ATM PIN 


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